Is a discover credit card good for a college student first credit card with an apr of 16.99?
credit card college student

I am I college student and I need a credit card. I have never had a credit card, but I know now is the time for me to start building my credit. What should I do?





Written by Credit card consolidation
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4 Responses to Is a discover credit card good for a college student first credit card with an apr of 16.99?

Avatar

bdancer222

February 24th, 2010 at 3:30 am

Krijg de kaart en gebruik het elke maand voor kleine aankopen. Betaal het geheel elke maand. Dit zal goede betalingsgeschiedenis bouwen en zal vermijden betalend rente.

Avatar

Doctor Deth

February 27th, 2010 at 9:30 am

je bent niet van plan om iets te krijgen met een lager tarief meer en u dient te gebruiken, als zij weinig mogelijk betalen en de eventuele saldi zo snel mogelijk

Avatar

Erol A

February 28th, 2010 at 4:37 pm

Discover is not nearly as widely accepted as Visa (or Mastercard). I would forget Discover and go with Visa instead.

16.99% is kind of high, but you should plan on paying it off in full each month anyway, in which case it doesn’t matter what the APR is.

Also, make sure there is no annual fee just to have that card. There are many credit card issuers that offer a student credit card with no annual fee. Bank of America, for one.

Once you establish your credit (keep good on it for a year), you should apply for a rewards credit card, something that might get you cash back or airline rewards.

Again, pay off your card IN FULL every month. It will help your credit score the most. Don’t believe it if others tell you differently (there is a lot of bad info that goes around).

Good luck!

Avatar

oc_stephan

March 3rd, 2010 at 11:33 am

Cs]Check out]

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